By visiting this website you are accepting and consenting to the practices described in this Policy. Please note that this includes consenting to the collection and processing of any personal information you provide, as described below. We may amend this Policy from time to time so please check it occasionally to ensure that you agree with any changes. Your continued use of our website(s) will constitute your acceptance of, and agreement to, any changes.
Who we are?
Wardona is a decentralized platform for microlending under construction and aims to make micro loans available to those who lack regular access to banking facilties.
How we collect information about you:
We obtain information about you when you use our website, when you contact us via email or a web form or if you register to receive one of our regular newsletters. We may collect and process the following types of information about you:
Information you provide us
You may provide us with personal information by filling in forms on our website(s) or by corresponding with us by e-mail or live-chat.
The personal information you provide may include your name, email, address, phone number, IP address, language preference and information regarding the pages you access.
By providing us with this information, you expressly consent to our use of your personal information in accordance with this Policy.
Information we collect about you
When you visit our website(s) we may collect information about your IP address, information about your visit, your browsing activity, and how you use our website. This information may be combined with other information you provide.
Information we receive from other sources
We may receive information about you if you use any other websites we, or our partners, operate. We also work with third parties (including, contractors, project partners, service providers, analytics providers) and may receive information about you from them. This may be combined with other information you provide to us.
How your information is used
We may use personal information about you for the following purposes:
- to provide you with relevant information and news.
- to send you personalised communications which you have requested and that may be of interest to you, which may be based on your activity on our website(s) or the website of our partners. These may include information about campaigns, activities and events.
- to understand and measure the effectiveness of how we serve you and others. to make suggestions and recommendations to you about services that may interest you, which may be based on your activity on our website(s) or the website of our partners.
- for analytics and profiling to create aggregate trend reports, find out how visitors arrive at our website; which sites and pages are viewed, the responses to marketing campaigns and to determine the most effective marketing channels and messages.
- seek your views or comments on the service we provide.
We review our retention periods for personal information on a regular basis. We will hold your personal information on our systems for as long as is necessary for the relevant activity.
Who has access to your information
We will not sell or rent your information to third parties. We will not share your information with third parties for marketing purposes. We may pass your information to third party service providers, agents, subcontractors and other associated organisations for the purposes of completing tasks and providing services to you on our behalf (for example to process and store information and to send you mails). However, if we use third party service providers, we disclose only the personal information that is necessary to deliver the service and we have a contract in place that requires them to keep your information secure and not to use it for their own direct marketing purposes.
We will take the necessary steps to ensure that your privacy rights continue to be protected.
Your choices and your rights
You have the right to inform us not to process your personal information for marketing purposes. You can exercise your right and prevent us from processing such information by checking or unchecking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us by email at firstname.lastname@example.org.
We will not contact you for marketing purposes unless you have given your prior consent. You can change your marketing preferences at any time by contacting us by email at email@example.com.
How you can update your information
The accuracy of your information is important to us. If you change your email address, or any of the other information we hold is inaccurate or out of date, please
email us at firstname.lastname@example.org . You have the right to ask for a copy of the information Wardona holds about you.
Security measures to protect your information
When you give us personal information, we take steps to ensure that it’s treated securely.
Non-sensitive details such as your email address may be transmitted unencrypted over the Internet, and so may not be guaranteed to be 100% secure. While we strive to protect your personal information, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk. When we receive your information, we make our best effort to ensure its security on our systems.
We may analyse your personal information to create a profile of your preferences and interests so that we can contact you with information relevant to you. We may make use of additional information about you when it is available from external sources to help us do this effectively.
The provisions of this Policy also apply to the request for and sending of our newsletter.
The newsletter will only be sent after prior request by the user in the so-called “double opt-in procedure” (request on our website and confirmation of a corresponding request e-mail).
Users of the newsletter are also assigned a UserID, which allows Wardona to determine when the relevant newsletter was opened and which links or functions from the relevant newsletter were activated. This tracking is done for internal optimization of the newsletter. This data will not be passed on to third parties. The legal basis for processing is Art. 6 para. 1 f GDPR, where by Wardona’s authorization arises from the fact that, on the one hand, Wardona has an interest in evaluating such data for purposes of newsletteroptimisation and, on the other hand, a concerned person can reasonably foresee at the time when the personal data is collected and in view of the circumstances under which it is carried out (in particular the above-mentioned measures) that it will possibly be processed for this purpose. The user has the right to withdraw his or her consent at any time. If the user of the newsletter does not wish to receive this tracking, he/she can unsubscribe from the newsletter. To do so, simply unsubscribe via the link in the newsletter or send an e-mail to email@example.com . The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
We also share information about your use of our site with our social media and analytics partners who may combine it with other information that you have provided to them or that they have collected from your use of their services.
You can at any time change or withdraw your consent from the cookie declaration on our website. Your consent applies to the following domains: wardona.org.org,
We use the following cookies:
- Strictly Necessary Cookies
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. These cookies enable basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
- Targeting Cookies
These cookies may be set through our site by our advertising partners. Marketing cookies are used to track visitors across websites. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
- Performance Cookies
These cookies are usually referred to as statistical cookies and allow us to count visits, traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.
Links to other websites
Our website may contain links to other websites run by other organisations. This Policy applies only to our website‚ so we encourage you to read the privacy statements on the other websites you visit. We cannot be responsible for the privacy policies and practices of other sites even if you access them using links from our website.
If you linked to our website from a third party site, we cannot be responsible for the privacy policies and practices of the owners and operators of that third party site and recommend that you check the policy of that site.
16 or Under
We are concerned to protect the privacy of children aged 16 or under. If you are aged 16 or under‚ please get your parent/guardian’s permission beforehand whenever you provide us with personal information.
Where we store your personal information
The transmission of information via the internet is not completely secure. Although we will always do our best to protect your personal information, we cannot guarantee the security of your information; any transmission is at your own risk. Once we have received your information, we will use good procedures and strong security features to try to prevent unauthorised access.
Review of this Policy
We keep this Policy under regular review. This Policy was last updated in August 2021.